Products and Services


At Certika Financial Ltd. we understand what it takes to run a successful operation. We have the experience and means to keep you on the right track. We offer on-going, on-site training and support as well as encouragement, confidence and access to established and important contacts within the Certika Financial Ltd. community.

We require our people to research and discover the best products available based on the individual needs of their clients. At Certika Financial Ltd., we sell what we believe in. Without compromise, our advisors have the ability to offer products to their clients through the relationships and contacts created through years of development and experience with the most desired carriers.

CERTIKA FINANCIAL LTD. has contracts with:

Standard Life Industrial Alliance RBC Insurance
Canada Life
Manulife Financial
Assumption Life
Unity Life

Blue Cross
Equitable Life
Transamerica Life Canada
Empire Life
BMO Insurance
SSQ Financial
Manulife Bank
Desjardins Financial Security


  • Permanent Insurance
  • Term Life Insurance
  • Critical Illness Insurance
  • Disability Insurance
  • Long Term Care
  • Group and Individual Health and Dental Plans
  • Individual Pension Plans
  • Retirement Compensation Arrangements
  • Insurance Surveys
  • RRSPs
  • Annuities
  • RRIFs
  • LIFs
  • GICs
  • TFSA
  • Segregated Funds
  • Mutual Funds*
  • Investment Loans

* (Mutual Funds are distributed through Certika Investments Ltd.)

Group E&O Insurance Program

E&O Coverage is available to our advisors through R.G. Packman and Associates Ltd. Group E&O Insurance Program.